
As a Certified Financial Planner, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.
What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.
That's why I became a Smith Manoeuvre Certified Professional™.
This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.
Let's explore how this approach might work for your specific situation.
-Kris

Kris Sabramsky, Certified Financial Planner (CFP®)
Smith Manoeuvre Certified Professional™
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In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
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I am a Certified Financial Planner (CFP®) based in London, Ontario, with a national client base served through a fully virtual practice. I specialize in comprehensive financial planning and insurance solutions, working in partnership with portfolio managers to deliver tailored wealth management strategies that align with each client’s goals and values.
I also provide employee group benefits programs to more than 70 small businesses across Canada, helping business owners design competitive, sustainable plans that support both their teams and their long-term business goals.
Motivated by early family experiences witnessing the impact of poor financial decisions, I am deeply committed to helping others avoid similar challenges. This passion drives my mission to educate, guide, and empower clients to achieve lasting financial security and independence.
Outside of my professional life, I’m married with two young children. As a family, we enjoy traveling and exploring new places together.
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